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Any time you make money from your investments you need to consider the impact taxes might have on your earnings. Fortunately, there are a range of tax-efficient investment strategies that can help minimize the bite taxes take out of your gains. What is tax-efficient investing, and how does it work? By understanding the tax implications … A Guide to Tax-Efficient Investing Read More »
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How much does a speeding ticket cost? How long does it take to get out of jail after being arrested for speeding? What should I do if the police pull me over for speeding? This article will teach you everything you need to know about what to do when you’re pulled over and how to … How To Fight a Speeding Ticket: Everything You Need To Know Read More »
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I was excited for my son to start riding a bike. However, I had to choose between a bike with training wheels or a balance bike to help him learn. Honestly, I chose the latter. However, I heard a “balance bike” makes a huge difference in helping a kid ride faster. So, I gave it … 10+ Kids Bike With Training Wheels: Best Deals on Wheels Read More »
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Have you already filed your taxes and are waiting for your income tax refund? Do you need to know if your stimulus check is on its way? If so, this blog post is for you! You may be wanting to spend your tax refund on bills, investments to build your net worth or even a smart … Where Is My Tax Refund Check? Tax Refund Tracking Read More »
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You know which three little words no one wants to hear? Credit card debt. It can go from zero to thousands with one quick swipe or build at a slow creep—a nice dinner here, a trip to the mall there, a gas fill-up to get you through until payday—and before you know it you could … 4 Tips for Paying Off a Large Credit Card Bill Read More »
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Most parents want their children to get the best higher education possible, but that dream comes with a high price tag. The growing costs of college mean parents who intend to help foot the bills need to plan, and as early as possible. One way to save for college tuition is through a 529 college … Benefits of Using a 529 College Savings Plan Read More »
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Common key differences distinguish the two lower-level spaces when differentiating cellar vs basement. The terms cellar and basement are often used interchangeably. However, different cities may have particular laws that separate the two terms. For example, in New York City, a basement is more than 50 percent above ground, while a space less than 50 … Cellar vs Basement: 9 Clear Key Differences To Understand Your Home Better Read More »
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Are you curious to know “what is a loft” and are interested to learn more about loft living? Do you imagine lofts as a sleek and stylish place with vaulted ceilings overlooking downtown New York City? Before you pack your bags and pick out dining room furniture in the loft, check out these ten essential … What is a Loft? 10 Key Things To Consider For Next Dream Move Read More »
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Are you considering adding a mother in law suite to the floor plan of your single-family home? Or, are you in the process of buying a home with a mother-in-law apartment to make some rental income? Congratulations! You’re in the right spot to determine if adding a mother in law is a worthwhile investment. What … Mother In Law Suite: 8 Key Things To Consider Before Adding a New Space Read More »
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A new year is going to be rung in soon. Change may be difficult but good planning can be positively meaningful. This past year, our family experienced changes as our children approach their college years. We visited colleges with Tyler, ... Read More
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Just like visiting the dentist or having your car towed, the debt cycle can add unwanted stress to your life. Taking on some debt can be beneficial, allowing you to invest in your future by getting a college education or buying a home. But every debt you borrow will eventually need to be repaid. In … 10 Tips to Help Break The Debt Cycle Read More »
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It might feel like you’ve missed the boat if you’re still not investing in cryptocurrency in 2022. Every time you hear about someone who’s earned thousands (or in some cases millions) from their investments, you probably feel a pain in your chest from all that missed opportunity. But while it can seem like the probability … Investing in Cryptocurrency in 2022 Read More »
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In housing markets teeming with buyer demand, it’s not uncommon to put an offer on a home, only to be outdone by a competing offer. If two or more potential buyers want a property badly enough, they may find themselves locked in a bidding war. Here’s what you need to build your toolkit to increase … How To Win a Bidding War: 9 Tips To Close The Deal Read More »
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I don’t want to work I want to bang on the drum all day I don’t want to play I just want to bang on the drum all day Bang The Drum All Day Lyrics sung and written by Todd ... Read More
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The Roth IRA and 401(k) are two of the most popular retirement accounts. Choosing which strategy is best for your circumstance can be a tough decision. This article will compare the benefits of choosing a Roth IRA vs. 401(k) and ... Read More
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If you’re struggling with the dilemma of whether to pay off your student loans or invest, you’re not alone. There are millions of Americans struggling with student loan debt; between rent, groceries, utilities, and a variety of other expenses, your monthly income can dwindle rapidly, leaving little for investing. While common financial advice is to … How to Invest While Paying Off Student Loans Read More »
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Thinking about getting started with Personal Capital? Personal Capital is a rapidly growing digital wealth management company that provides free state-of-the-art financial tools to help people better manage their finances. Having free access to their feature-rich technology-driven platform can help ... Read More
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When you have fair credit, it can be difficult to get approved for new credit card accounts with attractive terms, which are usually reserved for people with good or excellent credit. So if your credit is just fair, you might end up applying for cards that are designed for people with bad credit. But you … Top 5 Fair Credit Cards Read More »
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You might think that having a credit score in the 500s would keep you from buying a home. But that isn’t always the case. Depending on your circumstances, you may have lending options that make it possible to overcome that ... Read More
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No one ever wants to talk about the unglamorous work that goes on behind the scenes, but it’s the unspoken progress that makes or breaks every successful business owner, athlete, or creative person. It is helpful to have this mindset and to think about student loan repayment like any other big feat worth accomplishing. It … 9 Smart Ways to Pay Off Student Loans Read More »
