You’ve probably been given all sorts of reasons to save money. Been told things like “The earlier you start saving the better”. Or come across the 50/30/20 budget rule, which advises you to save 20% of your income. But why should you save a portion of your money instead of say…invest it? Savings accounts and …
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As a single parent, it can be challenging to stick to a set budget and grow wealth at the same time. I’m also a freelancer so my income can be irregular at times. Over the years, I developed a system of hacks to help me save money and improve my cash flow. Here is how to improve your cash flow as a single parent. 1. Set Your Budget I use the Personal Capital app, a spiral notebook, and my Chime bank account as my main tools for creating my budget. You can create your budget with a spreadsheet or with pen and paper. Start by writing down your most important fixed expenses such as the rent or mortgage, utilities, groceries, childcare, and clothing. Write down the due dates of those bills then write down your miscellaneous expenses such as subscriptions and eating out. Cut out all unne
Am I ready for a baby? Well, I don’t think you ever know for sure. No one is ready to have a baby. It’s a massive change in your life that you only fully understand once you’re in it. We are going to talk about 15 things you should consider before bringing babies into the …
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New York City is a unique and wonderful place. As a born and raised New Yorker, I have been fortunate enough to experience and explore much of what New York City offers. But even those not from New York know it is often crowded and expensive. So what is the best way to avoid the …
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Teaching kids to respect others is really important, especially in the early years. But unlike other early skills, parents don’t always get many opportunities to model respect, especially in ways that make sense to kids. Children’s books about respect can ... Read More
Early on in the 20th century, the world saw the Spanish influenza pandemic. In the early 21st century we had the coronavirus pandemic. One of the ways that a pandemic becomes a pandemic is through global travel. As we’ve progressed in life, so has the risk of spreading disease. Given how connected the world is … How to Prepare for a Pandemic: 9 Critical Tips Read More »
When looking for Montessori books for kids, you want books that will embrace hands-on learning and self-directed play. This helps children develop natural interests with the activities they learn through their own experiences at their own pace. The Montessori method ... Read More