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It’s a common belief that in order to land a high-paying job, you need to have a four-year college degree or higher. While that may be true in some occupations, like the medical field, that’s not always the case. There are numerous in-demand careers paying high salaries, all without the benefit of a college degree. ... Read more
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Next to your office desk, a framed photograph of a family on a beach stares back at you. Whenever you face a rough day or approach a stressful business transaction, you peer at the photo, yearning to venture back in time to that carefree, though expensive vacation. What if I told you retiring on the ... Read more
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Living in the USA has many benefits, and having 50 states to visit is one of them. No two states are alike, and their residents are proud of them. It’s precisely that diversity that makes this country the wonderful place it is. Traveling the world has appeal, but a sense of wanderlust can be equally ... Read more
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Once you’ve reached retirement age, your free time is yours to do as you wish. You can spend your days doing things around the house, going on day trips and vacations, or spending quality time with family and friends. You might invest more time in hobbies and other interests. Sometimes, your hobbies, like the ones ... Read more
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Most people look forward to retirement. Even those who know they'll be on a limited income look forward to the day when they no longer need to work. However, sometimes what looks like a great thing in the beginning can start to get old after a while. Sometimes, tight finances weigh on you, and you ... Read more
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Technology has become such a big part of our lives that it’s easy to forget what life was like before tech. For the younger generations, all they’ve ever known is a plugged-in life. They have little to no idea what it was like living without tech. Baby boomers and Generation X remember life before technology ... Read more
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Remember that kid who sat at the front of each class, eager to answer the teacher’s questions? The child who helped other students struggling with homework out of their own kindness? Certain qualities in children or young adults point to success later on in life. A person with a positive mindset about failure and someone ... Read more
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You spent your entire career working toward the day you could afford to live without worrying about a constant cash flow. Once you’ve established that lifestyle, aka retirement, you decided you would go all out, buying the most lavish, luxurious items you could get your paws on. Is this method of living the best kind ... Read more
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Working with a tight budget is never easy, and finding a way to eat on that tight budget can make things even harder. However, there are some staple items that people will continue to eat even when they feel like they have no money. Whether you're eating breakfast, lunch, or dinner, finding cheap meal options ... Read more
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Spending wisely is a good habit in all stages of life, and retirement is no exception. This includes being frugal. Some things are worth being frugal over far more than others. The trick is to know when to take that extra savings step. There’s no specific formula to decide when being frugal has gone too ... Read more
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Who doesn't love getting things at discounts or for free, especially when you're a senior who is approaching retirement or already receiving your pension? After years of hard work, you'll be thinking about managing your finances and saving more money. Luckily, American seniors enjoy plenty of discounts and freebies. Many non-profit organizations provide free services ... Read more
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To bank or not to bank. It's a question that's been plaguing USAmericans since before my grandmother was sewing money into her curtains. As part of The Greatest Generation, she was a child during the Great Depression from 1929 to 1939. At just 20, when the Great Depression ended, she couldn’t trust banks. Now, some ... Read more
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Some people work at their jobs because they need a paycheck to survive. Others are fortunate enough to have occupations that they love. If you’re in the latter camp, congratulations! If not, you can still get there by monetizing your hobbies. There’s a niche market for your favorite pastimes, which you can easily turn into ... Read more
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Retirement in Hawaii is a fantasy for more than a few, maybe even you. When you see the cost of living in Hawaii, that dream quickly brings you back to reality. The Hawaiian Islands are some of the most beautiful places on earth but also some of the most expensive places to live. If Hawaiian ... Read more
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The culmination of October, Halloween, encapsulates so much that is beloved. Ghosts, goblins, monsters, treats, spooky happenings, pumpkin-flavored sweets, and complete freedom to thematically decorate. Those who decorate for Halloween lean into their spooky preferences, favoring skeletons or Jack-o-lanterns to enhance their house’s appearance. Aside from mummies or vampires, Halloween decorations may come across as ... Read more
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It’s said that happiness is a state of mind. It’s also an actual state in which you can live. A place has to have certain qualities that make it a happy place, like a healthy social environment, pleasing physical spaces, a thriving economy, and emotional and physical wellbeing. If you live in a place like ... Read more
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Frugality is not necessarily the choice of being super cheap. Being Frugal is a choice between products that may last a long time and save money or actions that help you save in the long term. My family was not a spend first, save last type; they often used frugal methods to make sure to ... Read more
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Inflation affects the prices of every single thing – even airline points and miles. Yes, that’s right. You might not have noticed it, but you probably had to use up more points to book an award flight or a hotel this year compared to the last. This isn’t a one-time trend, either. Airlines frequently pump ... Read more
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There’s no better way to discover a city’s culture than by taking a stroll. Exploring a city on foot allows you to see many of the sights that you’d probably miss or just get a glimpse of when you’re driving. What exactly makes a city one that’s walker-friendly? Sidewalks that are wide enough to accommodate ... Read more
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There’s a lot to be said about the generational divide between seniors and younger people. Seniors have a great deal of life experience, so they’ve seen a lot throughout their lives. Some of the things they currently see are pretty cool, but they also witness quite a few things that they don’t like. These aren’t ... Read more
