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From national parks to trendy tourist spots to historic places to peaceful scenic beaches, the United States offers families dozens of perfect destinations for the perfect family vacation. Whether families are looking to relax and soak up the sun on ... Read More
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So, you’ve been diligent and maybe even a little frugal. You’ve squirreled away money in IRAs, a 401k or two, perhaps a 403b… Hopefully, enough to enjoy a well-deserved, comfortable retirement. To reward you, Uncle Sam (and possibly your state taxing agency) gave you tax deductions to mak...
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Have you ever had the chance to explore Travelers Rest, SC yourself? Situated between the Blue Ridge Mountains, on the route connecting Boone and Asheville, NC, and just before the bustling city of Greenville, SC, lies the charming town of ... Read More
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If you’re far from retirement (or “work optional” as I prefer to call it), using the good old 4-percent rule isn’t a bad guideline for how much you need to save. However, as you get closer to the finish line, like me, you’re better off upping your game a few notches. And it isn’t all that...
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We often dismiss something we hear because the messenger is suspect. Usually, it’s because they’d benefit from us taking the action they call us to take. This is completely understandable in an environment where we’re constantly bombarded by ads trying to entice us into forking over our h...
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There are a few things many of us need to give up in order to move towards a more prosperous and financially secure future. And no, I’m definitely not talking about lattes and avocado toast. Old Habits Many of us cling to bad financial habits out of comfort or perhaps an inaccurate or ...
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More than half of currently-in-work Americans say they don’t have enough saved for retirement , and those who are closest to traditional retirement age are those most likely to say they’re just not ready (financially speaking) to retire yet. There are a few reasons for this, including the pheno...
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The economy may be humming along strongly, but many Americans appear worried about their finances. For those seeking professional advice, a longstanding question often arises – Do financial advisors need to know everything? Or is it ok to keep a few secrets? For many people, hiring a financial...
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With the cost of housing and groceries surging in recent months, many retirees have seen their budgets get busted simply trying to maintain the quality of life they have enjoyed for years. Surveys now routinely show most Americans believe they need significantly more than a million dollars to affor...
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Have you ever wondered what a $60,000 annual salary looks like when you break it down? Whether navigating job offers, planning your finances, or satisfying your curiosity, calculating a $60,000 yearly income breakdown can be enlightening. Let’s dive in and dissect this paycheck figure into more digestible chunks. Breaking Down Your Earnings Throughout this article, [...]
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Despite a strong economy and many workers earning higher wages, 2023 has left most Americans tossing and turning over their finances. Trying to keep up with the Joneses appears partly to blame. Sixty-nine percent of American adults report losing sleep over job security worries, and three-qua...
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Concerns about inflation, interest rates, and debt levels have dominated the public discourse as the world recovered from the global pandemic. Yet it’s the increased tax burden weighing heavily on the minds of many Americans. Sixty percent of Americans feel they are paying too much federal inc...
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In recent years, elderly care has undergone a significant transformation as an increasing number of seniors enter their golden years healthier than previous generations. As evidenced by trends found in online searches, fewer Americans are seeking around-the-clock nursing home care, as assiste...
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Financial planning involves more than just dollars and cents; it’s about securing your future, meeting your life goals, and finding peace of mind. Given the intricacies of the financial world, professional guidance can be invaluable. Unfortunately, the popularity of social media has contribut...
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Many love traveling and have several dream destinations in mind. Yet, they might have to save up quite a bit before going, but some destinations are worth penny-pinching for. These dream trips are so worth it that not even the ... Read More
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The Internal Revenue Code (IRC) offers some great opportunities to dramatically reduce your taxes in certain situations. It also has pitfalls you’ll need to avoid if you don’t want to pay more taxes than legally required. The 83(b) election is a great case in point… What Is the 83(b)...
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Are you struggling to come up with ideas to make extra money each month? Do you have some money to invest but aren’t sure what type of business to start? Many people are trying to make money quickly or have passive income while working a 9–5 job in this challenging economic climate. The vending machine [...]
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For many, winter is the most anticipated time to travel – especially if you’re seeking peace and quiet from the tourism rush. Adventurers can also experience a different type of adrenaline with the excitement of winter sports. Check out the ... Read More
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How do I know if I’m ready to hire a financial advisor? You should strongly consider hiring a financial advisor if you have a significant amount of money available for saving or investing. This could occur after years of making annual contributions to a retirement plan like a 401(k) throu...
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Money matters are often a source of disagreement among couples, but it doesn't have to be this way! With the right approach, you and your partner can turn financial planning into a collaborative and enriching experience. In this blog post, ... Read More
