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When you’re driving away from the dealership in your brand-new car, you’re probably not asking yourself, “Does buying a car help your credit score?” However, that’s an important question to answer. Let’s find out how your credit score could be impacted by signing that car loan. Top Ways Buying a Car Affects Your Credit Buying … Does Buying a Car Help Your Credit? Read More »
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You triumphed over a bidding war for your dream home with the seller accepting your offer. Although the house looks like it’s in good condition, you should still do your due diligence and ensure everything is functioning correctly. A home inspection checklist can make sure there are no surprises once you move in. Buying a …
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It might feel like you’ve missed the boat if you’re still not investing in cryptocurrency in 2022. Every time you hear about someone who’s earned thousands (or in some cases millions) from their investments, you probably feel a pain in your chest from all that missed opportunity. But while it can seem like the probability … Investing in Cryptocurrency in 2022 Read More »
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How long to keep tax returns is one of the most asked questions in personal finance. Did you know the average American spends 13 hours every year preparing federal tax returns? For small business owners, that figure almost doubles to 24 hours! It’s always a relief once taxes are filed for the year. But what …
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Below is a list of the biggest cryptocurrencies by market cap, according to data from the websiteCoinMarketCap . Cryptocurrencies that are available on SoFi Invest® are noted with an asterisk. 1. Bitcoin* Market Cap $641,505,573,940 June 30, 2021 Price $34,260.40 Circulating Supply 18,745,206 Bitcoin (BTC) was designed to be a digital form of money that … Top 30 Cryptocurrencies in 2021 (Based on Market Cap) Read More »
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Are you one of the many people who make financial resolutions every New Year? If so, congratulations! Whether your goal is to pay off debt, increase your savings or start investing for the future, there’s no time like the present to get started. But if you’re one of the millions of Americans with student debt … 6 Tips to Build Your Savings with Student Loans Read More »
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You’ve spent hours and hours toiling over your resume. And then you wait. And you wait some more. If you’re not getting invited for interviews, several things could be happening. Your job search strategy might not be working. Your targeted industry might be uber-competitive. Your resume might have gotten lost in cyberspace. Or your resume … 5 Signs Your Resume is Outdated (And How to Fix It) Read More »
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Any time you make money from your investments you need to consider the impact taxes might have on your earnings. Fortunately, there are a range of tax-efficient investment strategies that can help minimize the bite taxes take out of your gains. What is tax-efficient investing, and how does it work? By understanding the tax implications … A Guide to Tax-Efficient Investing Read More »
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Raising children isn’t easy and getting kids to listen, cooperate, and do things when they don’t feel like it, is more challenging than you think. Parents, like children, get into routines, and when those routines don’t work, you end up with children that don’t listen. What is the magic answer to how to get kids …
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Cryptocurrencies can act like real money—in a sense, they are real money—but they take a digital monetary form and are not managed or governed by any central authority. A true product of the digital age, cryptocurrencies operate without the involvement of banks, governments, or any middleman. However, in most cases you will need to use … 9 Popular Cryptocurrencies: Understanding Each One Read More »
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Dearest Tyler, I am writing a letter to my son just a few weeks after you turned 18. Legally, you are the age of majority, but you have a ways to go until maturity. A lot has changed between us ... Read More
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Dealing with a substantial debt burden can be overwhelming. As you repay your debt, wondering the best way to get out of student loan debt is natural. You wouldn’t be the first one to wonder if there’s a way to get out of paying your student loans legally, like declaring bankruptcy. The honest answer is … 6 Ways to Get Out of Student Loan Debt Read More »
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Last month’s Income Report was such a success that we decided to do another one! Just kidding, we’ve been sharing these Income Reports since 2015 as a way to share how easy (or hard) it is to earn extra money online and what it’s really like starting a blog. Overall, it’s been a blast and […]
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When students apply for financial aid to fund their college educations, parents and children alike are often introduced to terms they’d never heard of before. To provide clarity, here are definitions of 13 important financial aid terms for parents, as well as information about how students can prioritize financing a college education in ways that … 14 Must-Know College Financial Aid Terms for Parents Read More »
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Just like visiting the dentist or having your car towed, the debt cycle can add unwanted stress to your life. Taking on some debt can be beneficial, allowing you to invest in your future by getting a college education or buying a home. But every debt you borrow will eventually need to be repaid. In … 10 Tips to Help Break The Debt Cycle Read More »
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2020 was a year like no other. Like many others, we’re looking forward to leaving this year behind and having a fresh start in 2021. And there is no better time than the New Year to start making changes in your life and create new financial habits. If you want to change your financial picture, …
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Every mother needs the reassurance that their baby is growing and weighing enough to ensure they are healthy. However, what’s most important for new moms to understand is that their baby follows their curves on a breastfed baby growth chart and the baby’s weight gain is consistent. Moms that breastfeed feel extra pressure for their …
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I was so excited to buy baby clothes and the best baby items, yet my head started to spin by the end of the day, wondering, “How many baby clothes do I need?” The day I found out I was pregnant, I immediately signed up for an Amazon baby registry for my baby shower. I … How Many Baby Clothes Do I Need? Buying Baby Clothes Tips Every Mom Needs to Know Read More »
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If you’re a single parent, you probably carry a lot of weight on your shoulders. From paying for clothes to putting a roof over your children’s heads, all — or most — of it likely comes down to you. You may find it challenging just to make ends meet, and put off things like paying … 9 Ways to Budget As a Single Parent Read More »
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Many outdoor space designs can upgrade your outdoor living space. One, in particular, is a stamped concrete patio design. In addition, there are numerous small patio ideas to choose from to update your home’s landscape. So, how does one pick? Here are the best stamped concrete patio designs to boost your curb appeal! What is … 15 Stamped Concrete Patio Ideas That Boost Your Curb Appeal Read More »
