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Most parents want their children to get the best higher education possible, but that dream comes with a high price tag. The growing costs of college mean parents who intend to help foot the bills need to plan, and as early as possible. One way to save for college tuition is through a 529 college … Benefits of Using a 529 College Savings Plan Read More »
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Common key differences distinguish the two lower-level spaces when differentiating cellar vs basement. The terms cellar and basement are often used interchangeably. However, different cities may have particular laws that separate the two terms. For example, in New York City, a basement is more than 50 percent above ground, while a space less than 50 … Cellar vs Basement: 9 Clear Key Differences To Understand Your Home Better Read More »
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Are you curious to know “what is a loft” and are interested to learn more about loft living? Do you imagine lofts as a sleek and stylish place with vaulted ceilings overlooking downtown New York City? Before you pack your bags and pick out dining room furniture in the loft, check out these ten essential … What is a Loft? 10 Key Things To Consider For Next Dream Move Read More »
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Are you considering adding a mother in law suite to the floor plan of your single-family home? Or, are you in the process of buying a home with a mother-in-law apartment to make some rental income? Congratulations! You’re in the right spot to determine if adding a mother in law is a worthwhile investment. What … Mother In Law Suite: 8 Key Things To Consider Before Adding a New Space Read More »
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Just like visiting the dentist or having your car towed, the debt cycle can add unwanted stress to your life. Taking on some debt can be beneficial, allowing you to invest in your future by getting a college education or buying a home. But every debt you borrow will eventually need to be repaid. In … 10 Tips to Help Break The Debt Cycle Read More »
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It might feel like you’ve missed the boat if you’re still not investing in cryptocurrency in 2022. Every time you hear about someone who’s earned thousands (or in some cases millions) from their investments, you probably feel a pain in your chest from all that missed opportunity. But while it can seem like the probability … Investing in Cryptocurrency in 2022 Read More »
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In housing markets teeming with buyer demand, it’s not uncommon to put an offer on a home, only to be outdone by a competing offer. If two or more potential buyers want a property badly enough, they may find themselves locked in a bidding war. Here’s what you need to build your toolkit to increase … How To Win a Bidding War: 9 Tips To Close The Deal Read More »
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If you’re struggling with the dilemma of whether to pay off your student loans or invest, you’re not alone. There are millions of Americans struggling with student loan debt; between rent, groceries, utilities, and a variety of other expenses, your monthly income can dwindle rapidly, leaving little for investing. While common financial advice is to … How to Invest While Paying Off Student Loans Read More »
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When you have fair credit, it can be difficult to get approved for new credit card accounts with attractive terms, which are usually reserved for people with good or excellent credit. So if your credit is just fair, you might end up applying for cards that are designed for people with bad credit. But you … Top 5 Fair Credit Cards Read More »
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No one ever wants to talk about the unglamorous work that goes on behind the scenes, but it’s the unspoken progress that makes or breaks every successful business owner, athlete, or creative person. It is helpful to have this mindset and to think about student loan repayment like any other big feat worth accomplishing. It … 9 Smart Ways to Pay Off Student Loans Read More »
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Getting a handle on your student loan repayments is an important step in staying financially healthy. There are a number of simple ways to help you lower your student loan payments. Whether you are struggling to make your monthly payments or just want to evaluate your overall repayment plan, here are seven tips to help … 7 Tips to Lower Student Loan Payments Read More »
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Dealing with a substantial debt burden can be overwhelming. As you repay your debt, wondering the best way to get out of student loan debt is natural. You wouldn’t be the first one to wonder if there’s a way to get out of paying your student loans legally, like declaring bankruptcy. The honest answer is … 6 Ways to Get Out of Student Loan Debt Read More »
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One of the best tools for lowering costs is something you already have. You might not think that your cell phone is an essential tool for saving money but it can be used to find deals, track your spending habits, and make savvy purchases no matter where you are. Now that’s putting the smart in … 26 Ways You Can Save Money Using Your Phone Read More »
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When it comes to what hurts a home appraisal, some of the main factors include updates that were needed but weren’t made, comparable properties, your home’s location and whether you hired an inspector to flag any issues or necessary repairs. By getting out ahead of the factors within your control before an appraisal, you may … Ways to Prevent Low Home Appraisals Read More »
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Starting a job at a young age can help a teenager gain valuable work experience and handle responsibilities. While those 18 and older have a broader range of choices, if you’re still in high school, you might be wondering, are there any good jobs for teenagers that I’m qualified for? Well, the answer is yes! … 15 Good Jobs for Teenagers To Make Some Actual Money Read More »
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How much faster could you pay down your credit card bills if you didn’t have to pay all that interest? Credit cards with 0% introductory APR provide an opportunity to take a break from interest charges. That break can help you pay down an existing balance, save for the future, or get ahead on future … 6 Top Zero Interest Credit Cards Read More »
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While there’s no universally required credit score needed to rent an apartment, having a solid credit score can certainly help your chances of a landlord handing you a set of keys. In general, a landlord will look for a credit score that is at least “good,” which is generally in the range of 570-739. However, … 4 Ways to Rent an Apartment with a Low Credit Score Read More »
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What’s better than getting extra bonuses when you spend money? Getting extra bonuses that you actually want. Rewards credit cards are, as you might guess from the name, cards that offer you rewards for using them. These could be cash back, travel reward points, miles, or a slew of other incentives. Rewards cards are ideal for … 16 Top Rewards Credit Cards Read More »
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The best dividend stocks are ones that keep paying their dividends over time. When investors buy a stock for the dividend, they count on that dividend to get paid each quarter. It is essential for the investor since the dividend is a source of passive income. Furthermore, buying dividend stocks can be a necessary part … 5 Best Dividend Stocks Right Now Read More »
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Phone plans are complicated and often expensive. It’s enough to make the most avid phone lover’s head spin. Not to worry, though, as you’re about to learn about some of the best cheap phone plans of 2021! You need to worry about whether a phone plan is prepaid or not, whether you want 4g LTE … 5 Best Cheap Phone Plans Read More »
