https://www.myinvestmentspub.com - People now-a-days slowly understanding the importance of Term Insurance plan and the necessity of holding a Term plan for sufficient sum assurance. Yes, Term Insurance plan is the cheapest and most efficient form of insuring one's life. Most of us assume that the Term Insurance policy pay the sum assured when the policy holder dies and it does not offer any other benefits like bonus or returns. This statement is partially correct. The basic Term Insurance policy covers only when the policy holder dies. However, now-a-days the Term Policy is coming up with Riders to maximize the benefits of a Term Insurance Policy. What are these Riders? What benefits one can get from these Riders?