Published Blogs Finance

Introducing Bear Week: Your Guide To Surviving The Next Bear Market Or Stock Market Correction

Posted By Mdinich on Finance - The following is a guest post from the blogger My Sons Father, who is on a journey to preserve his life experience for his children and reach Financial Independence. April is Financial Literacy Month, and My Sons Father is launching Bear Week. Many bloggers began writing their blogs after March of 2009, and may not […]

Can I Pursue Financial Independence AND Live in a Nice House? 

Posted By Mdinich on Finance - The guest post below was written by Michelle, the creator of Operation Husband Rescue. She is a stay at home mom on a mission to rescue her husband from his 9-5 grind. Make sure to follow her journey to financial independence. There’s a lot of talk in the financial independence/early retirement community regarding buying a new...

Are you a (FIRE) or a (FIE)?

Posted By Mdinich on Finance - The following is a guest post from Financial Journeyman, the creator of K.I.S.S. approach to handling your finances. This post was inspired by a conversation we had about reaching financial independence and early retirement. From one early retirement seeker to another, we found common ground on the topic below. There are many personal finance blogs out there.

Your 401(k) isn’t the best investment, here’s why:

Posted By Mdinich on Finance - In the early 1970s, Kodak approached Congress about creating a program where their employees could invest a portion of their salary in the stock market. They also suggested that this investment be tax-exempt, hence the birth of the 401(k). It was a great idea in theory, but it may not be as good as you […]

5 Stress-Free Ways to Prepare for Buying a Home

Posted By Mdinich on Finance - If buying a home fills you with anxiety and fear, you’re not alone. A new home is one of the biggest purchases you will ever make. I remember when my wife and started the home buying process. We had no idea where to start. We looked at every home within a 15-mile radius.

7 Reasons Why the Financial Advice You’re Reading Online Is Wrong for YOU!

Posted By Mdinich on Finance - The cyber gold rush today seems to be personal finance and finance blogs; everyone with access to the Internet has the solution to your financial woes. The amount of producers of financial content is staggering and can include: Journalists at news organizations Financial professionals with a blog Financial firms Banks and Credit Unions Podcasters and […]

How To Survive Your Finances Until Your Next Payday

Posted By erikemanuelli on Finance - Surely, for different reasons, in the life of each of us, one has been in a situation when the salary will be paid only in a week, and there is absolutely no money left.

We will try to understand, why this is happening, why almost half of America (according to statistics) constantly do not have enough money from wages to salaries, or money with an enviable regularity much earlier than the time for receiving the next cash payment for their work.

There are quite objective reasons for this. Also, our reluctance to understand our own financial failures and problems and to find ways to solve them also contributes to this circumstance to a considerable extent.

The Top 10 Questions To Ask Your Financial Advisor

Posted By Mdinich on Finance - Managing investments can be difficult, which is why so many people hire a financial advisor to help aid them in the process. These experts are supposed to help you plan your investments in order for you to successfully strengthen your financial safety net. While a financial advisor’s credentials look good on paper, it’s important to […]

Your Guide To Retirement: How Much You Should Have Saved By Every Age

Posted By Mdinich on Finance - Saving for retirement can be overwhelming. Fretting about how much money you should have saved or how much you should be saving at a certain point in your life are two questions that can weigh heavily on anyone’s conscious. They say that every 5 years you should aim for saving the equivalent of a one […]

Avoid These Common Mistakes After Retiring

Posted By Mdinich on Finance - The process of planning for retirement can be a long, grueling process. When the day finally comes to retire, many make a few mistakes in the method of adjusting to the new life of retirement. A strong understanding of your finances in your new relaxed lifestyle is key to maintaining happiness after exiting the workforce. […]

5 Tips to Act on Now: 2018 ACA Healthcare Coverage

Posted By Mdinich on Finance - If you are in the market for securing Affordable Care Act health insurance for 2018, there are many things to consider and act on RIGHT NOW that can save (or cost you) thousands in premiums next year. There are several factors regarding your income (46 examples off the top of my head in fact) that […]

Affordable Cities to Retire in

Posted By Mdinich on Finance - Retirement planning is an essential part of life planning. One of the most crucial, yet overlooked, considerations is where you want to be when you retire. Florida often carries the stereotype of being the retirement hub of the country but there are many cities, specifically on the east coast of the United States, that is […]

3 Questions to Ask Before Taking on Debt

Posted By erikemanuelli on Finance - Almost everyone will have some sort of debt in their lifetime. Whether it is just a mortgage or it is a payday loan to get through a particularly rough month, taking out a loan is a good way to give yourself an injection of cash when you need it most.

However, getting into debt for the wrong reasons can cause some serious problems. For example, if you decide to take out a loan to buy a wardrobe full of designer clothes but then find that you can’t make the repayments, you stand to lose far more than your wardrobe but may have to sell off lots of your things to cover the interest.

While there are lots of sensible ways to get fast cash now, you should always ask yourself these 3 questions before you sign on the dotted line and commit yourself to the repayment scheme. This is a good way
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to figure out whether you are taking out a loan for the right reasons and when saving up might be a better idea.

How to Choose and Stick to Your Financial Plan in 2018

Posted By Mdinich on Finance - Open letter to Journalists, bloggers, and anyone trying to keep a financial resolution. “Everything Works, but everything does not work for everyone” – Gary Vaynerchuk My new year’s resolution in 2018 is to become a better writer and blogger. My father, Michael R. Dinich, a man who has dedicated his life not, only to serve […]